/HRTG

HRTG Stock - Heritage Insurance Holdings, Inc.

Q: What is the analyst price target for HRTG?

Analyst price target information is not currently available for HRTG.

Q: What is HRTG's market cap?

Market capitalization information is not currently available for HRTG.

Financial Services|Insurance - Property & Casualty|NYSE

$25.47-4.93%

$1.32 (-4.93%) • Jan 13

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

100

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+37.4%upside

Target: $35.00

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.98

52W High$31.98

52W Low$9.89

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$816.99M	$735.50M	$662.46M	$631.56M	$593.38M
Gross Profit	$178.75M	$141.76M	$4.99M	$58.22M	$91.72M
Gross Margin	21.9%	19.3%	0.8%	9.2%	15.5%
Operating Income	$82.68M	$52.01M	$-166,170,000	$-76,034,000	$2.21M
Net Income	$61.54M	$45.31M	$-154,363,000	$-74,727,000	$9.33M
Net Margin	7.5%	6.2%	-23.3%	-11.8%	1.6%
EPS	$2.01	$1.73	$-5.86	$-2.69	$0.33

Company Overview

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

100%

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish1 Neutral/Bearish

Price Targets

Average Target

↓ 70.2% Downside

Now

Low

Average

$13

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
August 9th 2024	Piper Sandler	Upgrade	Overweight	$13← $9
March 13th 2024	JMP Securities	Downgrade	Market Perform	-
February 13th 2023	Piper Sandler	Downgrade	Neutral	$2.2← $4.3

Earnings History & Surprises

HRTG

Beat Rate

72%

Last 18 quarters

Avg Surprise

+106.8%

EPS vs Estimate

Beats / Misses

13/5

Last 12 quarters

Latest EPS

$1.63

Q4 2025

EPS Surprise History

Q1 24

+150.0%

$1.15vs$0.46

Q2 24

-20.3%

$0.47vs$0.59

Q3 24

+48.8%

$0.61vs$0.41

Q4 24

-250.0%

$-0.28vs$-0.08

Q1 25

+488.2%

$0.66vs$-0.17

Q2 25

+115.2%

$0.99vs$0.46

Q3 25

+50.5%

$1.55vs$1.03

Q4 25

+207.5%

$1.63vs$0.53

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	May 4, 2026	—	—	—	—
Q1 2026	Mar 10, 2026	$1.05	—	—	—
Q4 2025	Nov 5, 2025	$0.53	$1.63	+207.5%	✓ BEAT
Q3 2025	Aug 5, 2025	$1.03	$1.55	+50.5%	✓ BEAT
Q2 2025	May 6, 2025	$0.46	$0.99	+115.2%	✓ BEAT
Q1 2025	Mar 11, 2025	$-0.17	$0.66	+488.2%	✓ BEAT
Q4 2024	Nov 7, 2024	$-0.08	$-0.28	-250.0%	✗ MISS
Q3 2024	Aug 6, 2024	$0.41	$0.61	+48.8%	✓ BEAT
Q2 2024	May 1, 2024	$0.59	$0.47	-20.3%	✗ MISS
Q1 2024	Mar 11, 2024	$0.46	$1.15	+150.0%	✓ BEAT
Q4 2023	Nov 2, 2023	$-0.29	$-0.28	+3.4%	✓ BEAT
Q3 2023	Aug 8, 2023	$0.11	$0.30	+172.7%	✓ BEAT
Q2 2023	May 4, 2023	$0.11	$0.55	+400.0%	✓ BEAT
Q1 2023	Mar 2, 2023	$-0.16	$0.48	+400.0%	✓ BEAT
Q4 2022	Nov 8, 2022	$-1.24	$-1.83	-47.6%	✗ MISS
Q3 2022	Aug 4, 2022	$-0.14	$0.11	+178.6%	✓ BEAT
Q2 2022	May 5, 2022	$-0.65	$-1.15	-76.9%	✗ MISS
Q1 2022	Mar 7, 2022	$0.18	$0.41	+127.8%	✓ BEAT
Q4 2021	Nov 4, 2021	$-0.38	$-0.59	-55.3%	✗ MISS
Q3 2021	Aug 5, 2021	$-0.20	$-0.14	+30.0%	✓ BEAT

Frequently Asked Questions about HRTG

What is HRTG's current stock price?

Heritage Insurance Holdings, Inc. (HRTG) is currently trading at $25.47 per share. The stock has moved -4.93% today.

What is the analyst price target for HRTG?

The average analyst price target for HRTG is $35.00, based on 1 analyst.

What sector is Heritage Insurance Holdings, Inc. in?

Heritage Insurance Holdings, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NYSE exchange.

What is HRTG's market cap?

Heritage Insurance Holdings, Inc. has a market capitalization of $0.79 billion, making it a small-cap company.

Does HRTG pay dividends?

No, Heritage Insurance Holdings, Inc. does not currently pay a dividend to shareholders.