AMAL Stock - Amalgamated Financial Corp.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $435.34M | $382.48M | $285.16M | $208.76M | $223.69M |
| Gross Profit | $306.19M | $271.05M | $251.51M | $202.83M | $188.42M |
| Gross Margin | 70.3% | 70.9% | 88.2% | 97.2% | 84.2% |
| Operating Income | $145.32M | $124.73M | $108.16M | $70.72M | $61.94M |
| Net Income | $106.43M | $87.98M | $81.48M | $52.94M | $46.19M |
| Net Margin | 24.4% | 23.0% | 28.6% | 25.4% | 20.6% |
| EPS | $3.48 | $2.88 | $2.64 | $1.70 | $1.48 |
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 19th 2025 | Piper Sandler | Upgrade | Neutral | $28 |
| August 5th 2025 | Piper Sandler | Downgrade | Underweight | $27 |
| February 21st 2025 | Piper Sandler | Downgrade | Neutral | $38← $42 |
| December 12th 2023 | JP Morgan | Upgrade | Overweight | $29 |
Earnings History & Surprises
AMALEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Jan 22, 2026 | $0.95 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.88 | $0.91 | +3.4% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.90 | $0.88 | -2.2% | ✗ MISS |
Q2 2025 | Apr 24, 2025 | $0.88 | $0.88 | 0.0% | = MET |
Q1 2025 | Jan 23, 2025 | $0.87 | $0.90 | +3.4% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $0.83 | $0.91 | +9.6% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.79 | $0.85 | +7.6% | ✓ BEAT |
Q2 2024 | Apr 25, 2024 | $0.74 | $0.83 | +12.2% | ✓ BEAT |
Q1 2024 | Jan 25, 2024 | $0.72 | $0.72 | 0.0% | = MET |
Q4 2023 | Oct 26, 2023 | $0.70 | $0.76 | +8.6% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $0.74 | $0.72 | -2.7% | ✗ MISS |
Q2 2023 | Apr 27, 2023 | $0.71 | $0.74 | +4.2% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $0.74 | $0.83 | +12.2% | ✓ BEAT |
Q4 2022 | Oct 27, 2022 | $0.69 | $0.77 | +11.6% | ✓ BEAT |
Q3 2022 | Jul 28, 2022 | $0.55 | $0.65 | +18.2% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $0.39 | $0.46 | +17.9% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $0.41 | $0.50 | +22.0% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $0.37 | $0.46 | +24.3% | ✓ BEAT |
Q3 2021 | Jul 29, 2021 | $0.36 | $0.32 | -11.1% | ✗ MISS |
Q2 2021 | Apr 22, 2021 | $0.34 | $0.41 | +20.6% | ✓ BEAT |
Latest News
Piper Sandler Upgrades Amalgamated Financial to Neutral, Raises Price Target to $28
➖ NeutralAmalgamated Financial Q3 Adj. EPS $0.91 Beats $0.88 Estimate, Sales $85.608M Beat $83.325M Estimate
📈 PositiveAmalgamated Bank Commits $25M to Redball Energy for 30 MW Rooftop Solar in D.C., Maryland, and Connecticut
📈 PositiveAmalgamated Financial falls after Piper downgrades to Underweight
📉 NegativeFrequently Asked Questions about AMAL
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