/ACIC
ACIC Stock - American Coastal Insurance Corporation
Financial Services|Insurance - Property & CasualtyNASDAQ
$11.02-2.26%
$0.26 (-2.26%) • Jan 13
38
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.32
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).0
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-82.8%upside
Target: $1.89
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ENTRY ZONE$10.90 – $11.13
TARGET (TP)$1.90
STOP LOSS$10.13
RISK/REWARD1:-10.3
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta-0.57
52W High$13.50
52W Low$9.97
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $296.66M | $263.68M | $220.78M | $228.69M | $846.66M |
| Gross Profit | $156.35M | $141.56M | $43.68M | $46.44M | $2.34M |
| Gross Margin | 52.7% | 53.7% | 19.8% | 20.3% | 0.3% |
| Operating Income | $111.59M | $96.08M | $1.68M | $-10,417,000 | $-132,103,000 |
| Net Income | $75.72M | $309.91M | $-469,855,000 | $-57,919,000 | $-96,454,000 |
| Net Margin | 25.5% | 117.5% | -212.8% | -25.3% | -11.4% |
| EPS | $1.58 | $7.11 | $-10.87 | $-1.35 | $-2.25 |
Company Overview
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
1
100%
Hold / Neutral
0%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
1 Bullish0 Neutral/Bearish
Price Targets
$15
Average Target
↑ 36.2% Upside
Now
$15
Low
$15
Average
$15
High
Based on 1 analyst
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| January 12th 2026 | Oppenheimer | Initiation | Perform | - |
| January 17th 2024 | Raymond James | Initiation | Outperform | $15 |
Earnings History & Surprises
ACICBeat Rate
63%
Last 16 quarters
Avg Surprise
-76.1%
EPS vs Estimate
Beats / Misses
10/6
Last 12 quarters
Latest EPS
$0.61
Q4 2025
EPS Surprise History
Q1 24
+85.7%
$0.39vs$0.21
Q2 24
+100.0%
$0.50vs$0.25
Q3 24
+33.3%
$0.40vs$0.30
Q4 24
+54.3%
$0.54vs$0.35
Q1 25
-20.0%
$0.12vs$0.15
Q2 25
+5.0%
$0.42vs$0.40
Q3 25
+42.1%
$0.54vs$0.38
Q4 25
+56.4%
$0.61vs$0.39
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 26, 2026 | $0.43 | — | — | — |
Q4 2025 | Nov 5, 2025 | $0.39 | $0.61 | +56.4% | ✓ BEAT |
Q3 2025 | Aug 6, 2025 | $0.38 | $0.54 | +42.1% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $0.40 | $0.42 | +5.0% | ✓ BEAT |
Q1 2025 | Feb 27, 2025 | $0.15 | $0.12 | -20.0% | ✗ MISS |
Q4 2024 | Nov 6, 2024 | $0.35 | $0.54 | +54.3% | ✓ BEAT |
Q3 2024 | Aug 7, 2024 | $0.30 | $0.40 | +33.3% | ✓ BEAT |
Q2 2024 | May 9, 2024 | $0.25 | $0.50 | +100.0% | ✓ BEAT |
Q1 2024 | Feb 29, 2024 | $0.21 | $0.39 | +85.7% | ✓ BEAT |
Q4 2023 | Nov 13, 2023 | $-0.15 | $0.34 | +326.7% | ✓ BEAT |
Q3 2023 | Aug 10, 2023 | $-0.20 | $0.65 | +425.0% | ✓ BEAT |
Q2 2023 | May 15, 2023 | $-0.25 | $0.71 | +384.0% | ✓ BEAT |
Q1 2023 | Mar 2, 2023 | $-0.53 | $-6.33 | -1094.3% | ✗ MISS |
Q4 2022 | Nov 10, 2022 | $-0.85 | $-1.65 | -93.6% | ✗ MISS |
Q3 2022 | Aug 10, 2022 | $-0.34 | $-1.60 | -371.9% | ✗ MISS |
Q2 2022 | May 12, 2022 | $0.08 | $-0.77 | -1021.9% | ✗ MISS |
Q1 2022 | Mar 14, 2022 | $0.19 | $-0.05 | -129.0% | ✗ MISS |
Q4 2021 | Nov 12, 2021 | — | $-0.33 | — | — |
Q3 2021 | Aug 16, 2021 | — | $-0.55 | — | — |
Latest News
Oppenheimer Initiates Coverage On American Coastal with Perform Rating
➖ NeutralBenzinga•Jan 12, 2026, 05:27 PM
American Coastal Insurance Corp Renews All Other Perils Catastrophe Excess Of Loss Agreement
📈 PositiveBenzinga•Jan 7, 2026, 09:33 PM
American Coastal Insurance Declares Special Cash Dividend Of $0.75 Per Share
📈 PositiveBenzinga•Dec 1, 2025, 09:16 PM
American Coastal Q3 Adj. EPS $0.61 Beats $0.39 Estimate, Sales $90.395M Beat $79.622M Estimate
📈 PositiveBenzinga•Nov 5, 2025, 09:18 PM
Frequently Asked Questions about ACIC
What is ACIC's current stock price?
American Coastal Insurance Corporation (ACIC) is currently trading at $11.02 per share. The stock has moved -2.26% today.
What is the analyst price target for ACIC?
The average analyst price target for ACIC is $1.90, based on 1 analyst.
What sector is American Coastal Insurance Corporation in?
American Coastal Insurance Corporation operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NASDAQ exchange.
What is ACIC's market cap?
American Coastal Insurance Corporation has a market capitalization of $0.54 billion, making it a small-cap company.
Does ACIC pay dividends?
No, American Coastal Insurance Corporation does not currently pay a dividend to shareholders.
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