/MCY

MCY Stock - Mercury General Corporation

Q: What is the analyst price target for MCY?

Analyst price target information is not currently available for MCY.

Q: What is MCY's market cap?

Market capitalization information is not currently available for MCY.

Financial Services|Insurance - Property & Casualty|NYSE

$88.97-1.54%

$1.39 (-1.54%) • Jan 13

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+1.2%upside

Target: $90.04

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.95

52W High$96.50

52W Low$45.75

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$5.48B	$4.63B	$3.64B	$3.99B	$3.78B
Gross Profit	$932.86M	$403.25M	$-373,765,000	$599.82M	$761.38M
Gross Margin	17.0%	8.7%	-10.3%	15.0%	20.1%
Operating Income	$574.88M	$99.43M	$-670,715,000	$299.31M	$458.50M
Net Income	$467.95M	$96.34M	$-512,672,000	$247.94M	$374.61M
Net Margin	8.5%	2.1%	-14.1%	6.2%	9.9%
EPS	$8.45	$1.74	$-9.26	$4.48	$6.77

Company Overview

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

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Earnings History & Surprises

MCY

Beat Rate

67%

Last 18 quarters

Avg Surprise

+180.3%

EPS vs Estimate

Beats / Misses

12/6

Last 12 quarters

Latest EPS

$3.86

Q4 2025

EPS Surprise History

Q1 24

+2200.0%

$1.15vs$0.05

Q2 24

+420.0%

$0.78vs$0.15

Q3 24

+36.3%

$1.09vs$0.80

Q4 24

+120.9%

$2.54vs$1.15

Q1 25

+43.3%

$2.78vs$1.94

Q2 25

+42.8%

$-2.29vs$-4.00

Q3 25

+33.5%

$2.67vs$2.00

Q4 25

+79.5%

$3.86vs$2.15

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	May 4, 2026	—	—	—	—
Q1 2026	Feb 17, 2026	$2.56	—	—	—
Q4 2025	Nov 4, 2025	$2.15	$3.86	+79.5%	✓ BEAT
Q3 2025	Jul 29, 2025	$2.00	$2.67	+33.5%	✓ BEAT
Q2 2025	May 6, 2025	$-4.00	$-2.29	+42.8%	✓ BEAT
Q1 2025	Feb 11, 2025	$1.94	$2.78	+43.3%	✓ BEAT
Q4 2024	Oct 29, 2024	$1.15	$2.54	+120.9%	✓ BEAT
Q3 2024	Jul 30, 2024	$0.80	$1.09	+36.3%	✓ BEAT
Q2 2024	Apr 30, 2024	$0.15	$0.78	+420.0%	✓ BEAT
Q1 2024	Feb 13, 2024	$0.05	$1.15	+2200.0%	✓ BEAT
Q4 2023	Oct 31, 2023	$0.14	$1.14	+686.2%	✓ BEAT
Q3 2023	Aug 1, 2023	$-0.48	$-0.47	+2.1%	✓ BEAT
Q2 2023	May 2, 2023	$-1.15	$-1.52	-32.2%	✗ MISS
Q1 2023	Feb 14, 2023	$-0.61	$-1.45	-137.7%	✗ MISS
Q4 2022	Nov 1, 2022	$-0.55	$0.28	+150.9%	✓ BEAT
Q3 2022	Aug 2, 2022	$-0.33	$-0.35	-6.1%	✗ MISS
Q2 2022	May 3, 2022	$0.65	$-0.77	-218.5%	✗ MISS
Q1 2022	Feb 15, 2022	$0.39	$-0.23	-159.0%	✗ MISS
Q4 2021	Nov 2, 2021	$0.80	$0.64	-20.0%	✗ MISS
Q3 2021	Aug 3, 2021	$1.10	$1.13	+2.7%	✓ BEAT

Frequently Asked Questions about MCY

What is MCY's current stock price?

Mercury General Corporation (MCY) is currently trading at $88.97 per share. The stock has moved -1.54% today.

What is the analyst price target for MCY?

The average analyst price target for MCY is $90.00, based on 1 analyst.

What sector is Mercury General Corporation in?

Mercury General Corporation operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NYSE exchange.

What is MCY's market cap?

Mercury General Corporation has a market capitalization of $4.93 billion, making it a mid-cap company.

Does MCY pay dividends?

No, Mercury General Corporation does not currently pay a dividend to shareholders.