AX Stock - Axos Financial, Inc.
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Financial Statements
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $1.93B | $1.77B | $1.26B | $757.91M | $711.97M |
| Gross Profit | $1.19B | $1.04B | $865.93M | $681.59M | $609.10M |
| Gross Margin | 61.5% | 58.9% | 68.5% | 89.9% | 85.6% |
| Operating Income | $613.39M | $635.48M | $431.74M | $339.96M | $305.74M |
| Net Income | $432.91M | $450.01M | $307.17M | $240.72M | $215.71M |
| Net Margin | 22.4% | 25.5% | 24.3% | 31.8% | 30.3% |
| EPS | $7.61 | $7.82 | $5.15 | $4.04 | $3.64 |
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| May 21st 2025 | Jefferies | Initiation | Buy | $90 |
| October 11th 2024 | Needham | Initiation | Buy | $82 |
| July 31st 2024 | Keefe Bruyette | Downgrade | Market Perform | $79 |
| February 21st 2023 | Raymond James | Downgrade | Outperform | $55 |
| July 11th 2022 | Keefe Bruyette | Upgrade | Outperform | $56← $52 |
| June 30th 2022 | Wedbush | Downgrade | Neutral | - |
Earnings History & Surprises
AXEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $2.07 | — | — | — |
Q4 2025 | Oct 30, 2025 | $1.86 | $2.07 | +11.3% | ✓ BEAT |
Q3 2025 | Jul 30, 2025 | $1.82 | $1.94 | +6.6% | ✓ BEAT |
Q2 2025 | Apr 30, 2025 | $1.74 | $1.81 | +4.0% | ✓ BEAT |
Q1 2025 | Jan 28, 2025 | $1.75 | $1.82 | +4.0% | ✓ BEAT |
Q4 2024 | Oct 30, 2024 | $1.78 | $1.93 | +8.4% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $1.81 | $1.80 | -0.6% | ✗ MISS |
Q2 2024 | Apr 30, 2024 | $1.70 | $1.91 | +12.4% | ✓ BEAT |
Q1 2024 | Jan 30, 2024 | $1.39 | $1.60 | +15.1% | ✓ BEAT |
Q4 2023 | Oct 26, 2023 | $1.36 | $1.38 | +1.5% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $1.27 | $1.46 | +15.0% | ✓ BEAT |
Q2 2023 | Apr 27, 2023 | $1.20 | $1.32 | +10.0% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $1.23 | $1.35 | +9.8% | ✓ BEAT |
Q4 2022 | Oct 27, 2022 | $1.12 | $0.97 | -13.4% | ✗ MISS |
Q3 2022 | Aug 4, 2022 | $0.99 | $0.96 | -3.0% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $0.99 | $1.02 | +3.0% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $0.98 | $1.00 | +2.0% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $0.89 | $0.99 | +11.2% | ✓ BEAT |
Q3 2021 | Jul 29, 2021 | $0.87 | $0.90 | +3.4% | ✓ BEAT |
Latest News
DA Davidson Maintains Buy on Axos Financial, Raises Price Target to $107.5
📈 PositiveNeedham Maintains Buy on Axos Financial, Raises Price Target to $107
📈 PositiveAxos Financial Q1 Adj. EPS $2.07 Beats $1.88 Estimate, Sales $323.390M Beat $320.436M Estimate
📈 PositiveShares of banking and financial services stocks are trading lower amid overall market weakness after President Trump, on a social media post, said that he is considering an increase in tariffs on Chinese products.
📉 NegativeKeefe, Bruyette & Woods Maintains Market Perform on Axos Financial, Raises Price Target to $100
📈 PositiveNeedham Maintains Buy on Axos Financial, Raises Price Target to $105
📈 PositiveDA Davidson Maintains Buy on Axos Financial, Raises Price Target to $106
📈 PositiveRaymond James Reiterates Outperform on Axos Financial, Raises Price Target to $100
📈 PositiveAxos Bank To Acquire 100% Of Membership Interests In Verdant Commercial Capital; Projected Initial Purchase Price Of $43.5M Including $4M Premium To Book Value
📈 PositiveFrequently Asked Questions about AX
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