/MBIN

MBIN Stock - Merchants Bancorp

Q: What is the analyst price target for MBIN?

Analyst price target information is not currently available for MBIN.

Q: What is MBIN's market cap?

Market capitalization information is not currently available for MBIN.

Financial Services|Banks - Regional|NASDAQ

$34.80-0.11%

$0.04 (-0.11%) • Jan 13

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+20.7%upside

Target: $42.00

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.25

52W High$43.82

52W Low$27.25

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$1.45B	$1.19B	$602.07M	$461.56M	$401.18M
Gross Profit	$642.69M	$519.10M	$422.49M	$422.66M	$330.70M
Gross Margin	44.4%	43.7%	70.2%	91.6%	82.4%
Operating Income	$422.64M	$347.91M	$291.14M	$304.93M	$243.36M
Net Income	$320.39M	$279.23M	$219.72M	$227.10M	$180.53M
Net Margin	22.1%	23.5%	36.5%	49.2%	45.0%
EPS	$6.32	$5.66	$4.49	$4.78	$3.85

Company Overview

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. This segment also offers customized loan products for independent living, assisted living, memory care, and skilled nursing projects; and operates as a syndicator of low-income housing tax credit and debt funds. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products, as well as multi-family construction and bridge, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loan products. This segment also provides single-family mortgage lending; construction, bridge, and lot financing; first-lien home equity lines of credit; and small business administration lending products and services. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

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Rating Distribution

Strong Buy

Buy / Outperform

50%

Hold / Neutral

50%

Sell / Underperform

Analyst Consensus🟡 Mixed

1 Bullish1 Neutral/Bearish

Price Targets

$56

Average Target

↑ 60.9% Upside

Now

$54

Low

$56

Average

$58

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
September 9th 2024	Morgan Stanley	Initiation	Equal Weight	$54
July 30th 2024	Raymond James	Downgrade	Outperform	$58← $55

Earnings History & Surprises

MBIN

Beat Rate

63%

Last 16 quarters

Avg Surprise

+9.4%

EPS vs Estimate

Beats / Misses

10/5

1 met exactly

Latest EPS

$0.97

Q4 2025

EPS Surprise History

Q1 24

+9.7%

$1.58vs$1.44

Q2 24

+31.4%

$1.80vs$1.37

Q3 24

-5.1%

$1.49vs$1.57

Q4 24

-17.6%

$1.17vs$1.42

Q1 25

+42.3%

$1.85vs$1.30

Q2 25

-25.6%

$0.93vs$1.25

Q3 25

-46.4%

$0.60vs$1.12

Q4 25

+22.8%

$0.97vs$0.79

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	Apr 27, 2026	—	—	—	—
Q1 2026	Jan 27, 2026	$0.94	—	—	—
Q4 2025	Oct 28, 2025	$0.79	$0.97	+22.8%	✓ BEAT
Q3 2025	Jul 28, 2025	$1.12	$0.60	-46.4%	✗ MISS
Q2 2025	Apr 28, 2025	$1.25	$0.93	-25.6%	✗ MISS
Q1 2025	Jan 28, 2025	$1.30	$1.85	+42.3%	✓ BEAT
Q4 2024	Oct 28, 2024	$1.42	$1.17	-17.6%	✗ MISS
Q3 2024	Jul 29, 2024	$1.57	$1.49	-5.1%	✗ MISS
Q2 2024	Apr 29, 2024	$1.37	$1.80	+31.4%	✓ BEAT
Q1 2024	Jan 29, 2024	$1.44	$1.58	+9.7%	✓ BEAT
Q4 2023	Oct 26, 2023	$1.32	$1.68	+27.3%	✓ BEAT
Q3 2023	Jul 27, 2023	$1.23	$1.31	+6.5%	✓ BEAT
Q2 2023	Apr 27, 2023	$1.13	$1.07	-5.3%	✗ MISS
Q1 2023	Mar 16, 2023	—	$1.32	—	—
Q4 2022	Oct 27, 2022	$1.22	$1.22	0.0%	= MET
Q3 2022	Jul 28, 2022	$0.90	$1.11	+23.3%	✓ BEAT
Q2 2022	Apr 28, 2022	$1.00	$1.02	+2.0%	✓ BEAT
Q2 2022	Apr 28, 2022	—	$1.27	—	—
Q1 2022	Jan 31, 2022	$1.06	$1.71	+61.3%	✓ BEAT
Q4 2021	Oct 28, 2021	$0.98	$1.22	+24.5%	✓ BEAT

Frequently Asked Questions about MBIN

What is MBIN's current stock price?

Merchants Bancorp (MBIN) is currently trading at $34.80 per share. The stock has moved -0.11% today.

What is the analyst price target for MBIN?

The average analyst price target for MBIN is $42.00, based on 1 analyst.

What sector is Merchants Bancorp in?

Merchants Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is MBIN's market cap?

Merchants Bancorp has a market capitalization of $1.60 billion, making it a small-cap company.

Does MBIN pay dividends?

No, Merchants Bancorp does not currently pay a dividend to shareholders.