/WAFD
WAFD Stock - WaFd, Inc.
Financial Services|Banks - RegionalNASDAQ
$32.38-0.88%
$0.29 (-0.88%) • Jan 13
68
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.63
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.86
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.1%upside
Target: $35.65
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Active Trade Setup
ENTRY ZONE$32.06 – $32.71
TARGET (TP)$35.67
STOP LOSS$29.79
RISK/REWARD1:1.3
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.85
52W High$33.92
52W Low$23.75
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $717.73M | $1.43B | $1.10B | $733.38M | $652.60M |
| Gross Profit | $717.73M | $704.33M | $701.11M | $658.61M | $565.60M |
| Gross Margin | 100.0% | 49.2% | 64.0% | 89.8% | 86.7% |
| Operating Income | $289.64M | $256.06M | $325.08M | $300.04M | $233.14M |
| Net Income | $226.07M | $200.04M | $257.43M | $236.33M | $183.62M |
| Net Margin | 31.5% | 14.0% | 23.5% | 32.2% | 28.1% |
| EPS | $2.64 | $2.50 | $3.72 | $3.40 | $2.39 |
Company Overview
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
2
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish2 Neutral/Bearish
Price Targets
$35
Average Target
↑ 7.0% Upside
Now
$32
Low
$35
Average
$40
High
Based on 3 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| February 6th 2025 | DA Davidson | Downgrade | Neutral | $32← $35 |
| October 21st 2024 | Keefe Bruyette | Downgrade | Market Perform | $40 |
| December 8th 2023 | Stephens | Initiation | Equal Weight | $32 |
Earnings History & Surprises
WAFDBeat Rate
67%
Last 18 quarters
Avg Surprise
+12.8%
EPS vs Estimate
Beats / Misses
12/5
1 met exactly
Latest EPS
$0.72
Q4 2025
EPS Surprise History
Q1 24
+10.4%
$0.85vs$0.77
Q2 24
+135.5%
$0.73vs$0.31
Q3 24
+31.6%
$0.75vs$0.57
Q4 24
+1.4%
$0.71vs$0.70
Q1 25
-4.6%
$0.62vs$0.65
Q2 25
+12.1%
$0.65vs$0.58
Q3 25
+9.0%
$0.73vs$0.67
Q4 25
-5.9%
$0.72vs$0.77
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 9, 2026 | — | — | — | — |
Q1 2026 | Jan 15, 2026 | $0.76 | — | — | — |
Q4 2025 | Oct 16, 2025 | $0.77 | $0.72 | -5.9% | ✗ MISS |
Q3 2025 | Jul 17, 2025 | $0.67 | $0.73 | +9.0% | ✓ BEAT |
Q2 2025 | Apr 11, 2025 | $0.58 | $0.65 | +12.1% | ✓ BEAT |
Q1 2025 | Jan 16, 2025 | $0.65 | $0.62 | -4.6% | ✗ MISS |
Q4 2024 | Oct 17, 2024 | $0.70 | $0.71 | +1.4% | ✓ BEAT |
Q3 2024 | Jul 16, 2024 | $0.57 | $0.75 | +31.6% | ✓ BEAT |
Q2 2024 | Apr 22, 2024 | $0.31 | $0.73 | +135.5% | ✓ BEAT |
Q1 2024 | Jan 16, 2024 | $0.77 | $0.85 | +10.4% | ✓ BEAT |
Q4 2023 | Oct 17, 2023 | $0.89 | $0.72 | -19.1% | ✗ MISS |
Q3 2023 | Jul 14, 2023 | $0.94 | $0.89 | -5.3% | ✗ MISS |
Q2 2023 | Apr 13, 2023 | $1.07 | $0.95 | -11.2% | ✗ MISS |
Q1 2023 | Jan 12, 2023 | $1.09 | $1.16 | +6.4% | ✓ BEAT |
Q4 2022 | Oct 13, 2022 | $0.91 | $1.07 | +17.6% | ✓ BEAT |
Q3 2022 | Jul 13, 2022 | $0.78 | $0.91 | +16.7% | ✓ BEAT |
Q2 2022 | Apr 13, 2022 | $0.70 | $0.70 | 0.0% | = MET |
Q1 2022 | Jan 13, 2022 | $0.69 | $0.71 | +2.9% | ✓ BEAT |
Q4 2021 | Oct 14, 2021 | $0.63 | $0.72 | +14.3% | ✓ BEAT |
Q3 2021 | Jul 13, 2021 | $0.51 | $0.61 | +19.6% | ✓ BEAT |
Latest News
Keefe, Bruyette & Woods Maintains Market Perform on WaFd, Lowers Price Target to $31
➖ NeutralBenzinga•Oct 20, 2025, 12:38 PM
UPDATE: WaFd Q4 EPS $0.72 Misses $0.77 Estimate, Sales $188.297M Beat $172.670M Estimate
➖ NeutralBenzinga•Oct 16, 2025, 09:56 PM
WaFd Q4 EPS $0.73 Misses $0.77 Estimate, Sales $188.297M Beat $172.670M Estimate
➖ NeutralBenzinga•Oct 16, 2025, 09:04 PM
Frequently Asked Questions about WAFD
What is WAFD's current stock price?
WaFd, Inc. (WAFD) is currently trading at $32.38 per share. The stock has moved -0.88% today.
What is the analyst price target for WAFD?
The average analyst price target for WAFD is $35.67, based on 1 analyst.
What sector is WaFd, Inc. in?
WaFd, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is WAFD's market cap?
WaFd, Inc. has a market capitalization of $2.60 billion, making it a mid-cap company.
Does WAFD pay dividends?
No, WaFd, Inc. does not currently pay a dividend to shareholders.
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