VLY Stock - Valley National Bancorp
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $3.57B | $3.35B | $2.18B | $1.49B | $1.57B |
| Gross Profit | $1.53B | $1.83B | $1.81B | $1.33B | $1.18B |
| Gross Margin | 42.9% | 54.7% | 82.7% | 89.4% | 75.1% |
| Operating Income | $438.52M | $678.33M | $780.67M | $640.74M | $530.07M |
| Net Income | $380.27M | $498.51M | $568.85M | $473.84M | $390.61M |
| Net Margin | 10.6% | 14.9% | 26.1% | 31.8% | 24.9% |
| EPS | $0.70 | $0.95 | $1.14 | $1.13 | $0.94 |
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts, commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts and custom -tailored investment strategies for various retirement plans. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; and overdraft, drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. As of December 31,2021, it operated 232 branch offices in New Jersey, New York, Florida, and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 15th 2025 | UBS | Initiation | Buy | $15 |
| September 25th 2025 | TD Cowen | Initiation | Buy | $14 |
| September 24th 2025 | Jefferies | Upgrade | Buy | $14 |
| September 15th 2025 | Citigroup | Upgrade | Buy | $13.5 |
| September 10th 2025 | Hovde Group | Resumed | Outperform | $12.5 |
| September 10th 2025 | Cantor Fitzgerald | Initiation | Overweight | $12 |
| July 25th 2025 | Truist | Upgrade | Buy | $11 |
| July 3rd 2025 | Morgan Stanley | Upgrade | Overweight | $11 |
| May 21st 2025 | Jefferies | Initiation | Hold | $10 |
| May 13th 2025 | Truist | Initiation | Hold | $10 |
| March 24th 2025 | Piper Sandler | Upgrade | Overweight | $11 |
| November 11th 2024 | JP Morgan | Upgrade | Overweight | $11← $10.5 |
| October 31st 2024 | Barclays | Upgrade | Equal Weight | $10← $9 |
| August 5th 2024 | Morgan Stanley | Upgrade | Equal Weight | $9.5← $8 |
| May 31st 2024 | Keefe Bruyette | Downgrade | Market Perform | $8 |
Earnings History & Surprises
VLYEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 22, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $0.29 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.26 | $0.28 | +8.6% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.22 | $0.23 | +4.5% | ✓ BEAT |
Q2 2025 | Apr 24, 2025 | $0.19 | $0.18 | -5.3% | ✗ MISS |
Q1 2025 | Jan 23, 2025 | $0.15 | $0.13 | -13.3% | ✗ MISS |
Q4 2024 | Oct 24, 2024 | $0.18 | $0.18 | 0.0% | = MET |
Q3 2024 | Jul 25, 2024 | $0.19 | $0.13 | -31.6% | ✗ MISS |
Q2 2024 | Apr 25, 2024 | $0.20 | $0.19 | -5.0% | ✗ MISS |
Q1 2024 | Jan 25, 2024 | $0.25 | $0.22 | -12.0% | ✗ MISS |
Q4 2023 | Oct 26, 2023 | $0.26 | $0.26 | 0.0% | = MET |
Q3 2023 | Jul 27, 2023 | $0.29 | $0.28 | -3.4% | ✗ MISS |
Q2 2023 | Apr 27, 2023 | $0.33 | $0.30 | -9.1% | ✗ MISS |
Q1 2023 | Jan 26, 2023 | $0.36 | $0.35 | -2.8% | ✗ MISS |
Q4 2022 | Oct 27, 2022 | $0.34 | $0.35 | +2.9% | ✓ BEAT |
Q3 2022 | Jul 28, 2022 | $0.29 | $0.32 | +10.3% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $0.28 | $0.28 | 0.0% | = MET |
Q1 2022 | Jan 27, 2022 | $0.29 | $0.28 | -3.4% | ✗ MISS |
Q4 2021 | Oct 28, 2021 | $0.30 | $0.30 | 0.0% | = MET |
Q3 2021 | Jul 22, 2021 | $0.30 | $0.30 | 0.0% | = MET |
Latest News
JP Morgan Maintains Overweight on Valley Ntl, Raises Price Target to $14.5
📈 PositiveTD Cowen Maintains Buy on Valley Ntl, Raises Price Target to $15
📈 PositiveCantor Fitzgerald Maintains Overweight on Valley Ntl, Raises Price Target to $15
📈 PositiveValley Ntl Q3 2025 Adj. EPS $0.28 Beats $0.26 Estimate, Sales $511.111M Beat $510.854M Estimate
📈 PositiveRBC Capital Maintains Outperform on Valley Ntl, Raises Price Target to $13
📈 PositiveMorgan Stanley Maintains Overweight on Valley Ntl, Raises Price Target to $14
📈 PositiveTD Cowen Initiates Coverage On Valley Ntl with Buy Rating, Announces Price Target of $14
📈 PositiveJefferies Upgrades Valley Ntl to Buy, Raises Price Target to $14
📈 PositiveTruist Securities Maintains Buy on Valley Ntl, Raises Price Target to $13
📈 PositiveHovde Group Initiates Coverage On Valley Ntl with Outperform Rating, Announces Price Target of $12.5
📈 PositiveCantor Fitzgerald Initiates Coverage On Valley Ntl with Overweight Rating, Announces Price Target of $12
📈 PositiveValley Ntl Option Alert: Jan 16 $11 Calls At The Ask: 30000 @ $0.45 Vs 21193 OI; Earnings 10/23 Before Open [Est] Ref=$10.245
📈 PositiveFrequently Asked Questions about VLY
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