/SOFI

SOFI Stock - SoFi Technologies, Inc.

Q: What is the analyst price target for SOFI?

Analyst price target information is not currently available for SOFI.

Q: What is SOFI's market cap?

Market capitalization information is not currently available for SOFI.

Financial Services|Financial - Credit Services|NASDAQ

$27.14+2.03%

+$0.54 (+2.03%) • Jan 13

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+8.9%upside

Target: $29.56

AI Analysis PreviewPremium

Real-time AI-powered market analysis

Precise entry/exit price targets

Risk assessment & position sizing

Unlock GoAI Insights for SOFI

Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.

Buy/Sell Signals

94% win rate on Alpha signals

Deep Analysis

Institutional-grade thesis

Real-Time Alerts

SMS & push notifications

Risk Scoring

Multi-factor analysis

Free 14-day trial • No credit card required

Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

← Swipe to see more →

Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.93

52W High$32.73

52W Low$8.60

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$3.70B	$2.90B	$1.76B	$1.09B	$751.14M
Gross Profit	$2.58B	$2.05B	$1.52B	$977.30M	$565.53M
Gross Margin	69.7%	70.9%	86.2%	89.9%	75.3%
Operating Income	$233.34M	$-301,158,000	$-318,721,000	$-481,177,000	$-328,521,000
Net Income	$498.67M	$-300,742,000	$-320,407,000	$-483,937,000	$-224,053,000
Net Margin	13.5%	-10.4%	-18.2%	-44.5%	-29.8%
EPS	$0.46	$-0.36	$-0.40	$-1.00	$-2.73

Company Overview

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Visit Website

Earnings History & Surprises

SOFI

Beat Rate

89%

Last 18 quarters

Avg Surprise

+7.4%

EPS vs Estimate

Beats / Misses

16/1

1 met exactly

Latest EPS

$0.11

Q4 2025

EPS Surprise History

Q1 24

+385.4%

$0.02vs$0.00

Q2 24

+80.5%

$0.02vs$0.01

Q3 24

+115.5%

$0.01vs$0.00

Q4 24

+16.3%

$0.05vs$0.04

Q1 25

+25.0%

$0.05vs$0.04

Q2 25

+84.0%

$0.06vs$0.03

Q3 25

+30.3%

$0.08vs$0.06

Q4 25

+32.0%

$0.11vs$0.08

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	Apr 27, 2026	—	—	—	—
Q1 2026	Jan 30, 2026	$0.11	—	—	—
Q4 2025	Oct 28, 2025	$0.08	$0.11	+32.0%	✓ BEAT
Q3 2025	Jul 29, 2025	$0.06	$0.08	+30.3%	✓ BEAT
Q2 2025	Apr 29, 2025	$0.03	$0.06	+84.0%	✓ BEAT
Q1 2025	Jan 27, 2025	$0.04	$0.05	+25.0%	✓ BEAT
Q4 2024	Oct 29, 2024	$0.04	$0.05	+16.3%	✓ BEAT
Q3 2024	Jul 30, 2024	$0.00	$0.01	+115.5%	✓ BEAT
Q2 2024	Apr 29, 2024	$0.01	$0.02	+80.5%	✓ BEAT
Q1 2024	Jan 29, 2024	$0.00	$0.02	+385.4%	✓ BEAT
Q4 2023	Oct 30, 2023	$-0.07	$-0.03	+57.1%	✓ BEAT
Q3 2023	Jul 31, 2023	$-0.06	$-0.06	0.0%	= MET
Q2 2023	May 1, 2023	$-0.07	$-0.05	+28.6%	✓ BEAT
Q1 2023	Jan 30, 2023	$-0.09	$-0.05	+44.4%	✓ BEAT
Q4 2022	Nov 1, 2022	$-0.10	$-0.09	+10.0%	✓ BEAT
Q3 2022	Aug 2, 2022	$-0.13	$-0.12	+7.7%	✓ BEAT
Q2 2022	May 10, 2022	$-0.15	$-0.14	+6.7%	✓ BEAT
Q1 2022	Mar 1, 2022	$-0.16	$-0.15	+6.3%	✓ BEAT
Q4 2021	Nov 10, 2021	$-0.14	$-0.05	+64.3%	✓ BEAT
Q3 2021	Aug 12, 2021	$-0.05	$-0.48	-860.0%	✗ MISS

Frequently Asked Questions about SOFI

What is SOFI's current stock price?

SoFi Technologies, Inc. (SOFI) is currently trading at $27.14 per share. The stock has moved +2.03% today.

What is the analyst price target for SOFI?

The average analyst price target for SOFI is $29.55, based on 1 analyst.

What sector is SoFi Technologies, Inc. in?

SoFi Technologies, Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NASDAQ exchange.

What is SOFI's market cap?

SoFi Technologies, Inc. has a market capitalization of $32.73 billion, making it a large-cap company.

Does SOFI pay dividends?

No, SoFi Technologies, Inc. does not currently pay a dividend to shareholders.