/QFIN
QFIN Stock - Qfin Holdings, Inc.
Financial Services|Financial - Credit ServicesNASDAQ
$17.13-1.50%
$0.26 (-1.50%) • Jan 13
65
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.0
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).100
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+64.3%upside
Target: $28.14
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ENTRY ZONE$16.96 – $17.30
TARGET (TP)$28.15
STOP LOSS$15.76
RISK/REWARD1:8.0
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.49
52W High$48.94
52W Low$17.02
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $17.17B | $16.29B | $16.55B | $16.64B | $13.56B |
| Gross Profit | $10.60B | $10.45B | $11.70B | $12.84B | $10.36B |
| Gross Margin | 61.8% | 64.1% | 70.7% | 77.2% | 76.4% |
| Operating Income | $7.53B | $4.86B | $4.47B | $6.79B | $3.79B |
| Net Income | $6.26B | $4.29B | $4.02B | $5.78B | $3.50B |
| Net Margin | 36.5% | 26.3% | 24.3% | 34.8% | 25.8% |
| EPS | $84.08 | $53.44 | $51.48 | $75.28 | $23.46 |
Company Overview
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
3
75%
Hold / Neutral
1
25%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
3 Bullish1 Neutral/Bearish
Price Targets
$33
Average Target
↑ 91.6% Upside
Now
$21
Low
$33
Average
$65
High
Based on 4 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 19th 2025 | JP Morgan | Downgrade | Neutral | $21 |
| July 2nd 2025 | JP Morgan | Initiation | Overweight | $65 |
| December 18th 2023 | Nomura | Initiation | Buy | - |
| July 6th 2023 | BofA Securities | Initiation | Buy | $24.5 |
| September 29th 2022 | China Renaissance | Resumed | Buy | $20.8 |
Earnings History & Surprises
QFINBeat Rate
56%
Last 18 quarters
Avg Surprise
+3.9%
EPS vs Estimate
Beats / Misses
10/7
1 met exactly
Latest EPS
$1.52
Q4 2025
EPS Surprise History
Q1 24
0.0%
$0.96vs$0.96
Q2 24
+2.0%
$1.02vs$1.00
Q3 24
+23.2%
$1.22vs$0.99
Q4 24
+25.2%
$1.74vs$1.39
Q1 25
+8.3%
$1.82vs$1.68
Q2 25
+1.2%
$1.74vs$1.72
Q3 25
-0.6%
$1.78vs$1.79
Q4 25
-9.5%
$1.52vs$1.68
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 18, 2026 | — | — | — | — |
Q1 2026 | Mar 16, 2026 | $1.11 | — | — | — |
Q4 2025 | Nov 18, 2025 | $1.68 | $1.52 | -9.5% | ✗ MISS |
Q3 2025 | Aug 14, 2025 | $1.79 | $1.78 | -0.6% | ✗ MISS |
Q2 2025 | May 19, 2025 | $1.72 | $1.74 | +1.2% | ✓ BEAT |
Q1 2025 | Mar 16, 2025 | $1.68 | $1.82 | +8.3% | ✓ BEAT |
Q4 2024 | Nov 19, 2024 | $1.39 | $1.74 | +25.2% | ✓ BEAT |
Q3 2024 | Aug 13, 2024 | $0.99 | $1.22 | +23.2% | ✓ BEAT |
Q2 2024 | May 19, 2024 | $1.00 | $1.02 | +2.0% | ✓ BEAT |
Q1 2024 | Mar 12, 2024 | $0.96 | $0.96 | 0.0% | = MET |
Q4 2023 | Nov 16, 2023 | $0.88 | $0.96 | +9.1% | ✓ BEAT |
Q3 2023 | Aug 21, 2023 | $0.97 | $0.92 | -5.2% | ✗ MISS |
Q2 2023 | May 18, 2023 | $1.10 | $0.82 | -25.5% | ✗ MISS |
Q1 2023 | Mar 9, 2023 | $0.96 | $0.78 | -18.7% | ✗ MISS |
Q4 2022 | Nov 13, 2022 | $0.92 | $0.86 | -6.5% | ✗ MISS |
Q3 2022 | Aug 18, 2022 | $0.99 | $0.92 | -7.1% | ✗ MISS |
Q2 2022 | May 24, 2022 | $1.10 | $1.21 | +10.0% | ✓ BEAT |
Q1 2022 | Mar 10, 2022 | $1.19 | $1.35 | +13.4% | ✓ BEAT |
Q4 2021 | Nov 15, 2021 | $1.33 | $1.58 | +18.8% | ✓ BEAT |
Q3 2021 | Aug 19, 2021 | $1.18 | $1.55 | +31.4% | ✓ BEAT |
Latest News
Qfin Holdings shares are trading lower after the company reported worse-than-expected Q3 adjusted EPS results.
📉 NegativeBenzinga•Nov 19, 2025, 01:26 PM
Qfin Holdings stock slumps after challenging Q3 weakens earnings
📉 NegativeSeeking Alpha•Nov 18, 2025, 10:23 PM
Qifu Technology Q3 Adj. EPS $1.60 Misses $1.68 Estimate, Sales $731.247M Beat $684.310M Estimate
➖ NeutralBenzinga•Nov 18, 2025, 10:04 PM
Qfin Holdings shares are trading lower after the company reported worse-than-expected Q2 financial results.
📉 NegativeBenzinga•Aug 18, 2025, 05:17 PM
Frequently Asked Questions about QFIN
What is QFIN's current stock price?
Qfin Holdings, Inc. (QFIN) is currently trading at $17.13 per share. The stock has moved -1.50% today.
What is the analyst price target for QFIN?
The average analyst price target for QFIN is $28.15, based on 1 analyst.
What sector is Qfin Holdings, Inc. in?
Qfin Holdings, Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NASDAQ exchange.
What is QFIN's market cap?
Qfin Holdings, Inc. has a market capitalization of $1.12 billion, making it a small-cap company.
Does QFIN pay dividends?
No, Qfin Holdings, Inc. does not currently pay a dividend to shareholders.
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