PNC Stock - The PNC Financial Services Group, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $33.69B | $31.90B | $23.54B | $19.70B | $18.26B |
| Gross Profit | $20.01B | $20.75B | $20.64B | $19.99B | $13.73B |
| Gross Margin | 59.4% | 65.0% | 87.7% | 101.5% | 75.2% |
| Operating Income | $7.24B | $6.74B | $7.47B | $6.99B | $3.43B |
| Net Income | $5.89B | $5.58B | $6.04B | $5.67B | $7.52B |
| Net Margin | 17.5% | 17.5% | 25.7% | 28.8% | 41.2% |
| EPS | $13.76 | $12.80 | $13.86 | $12.71 | $6.36 |
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 9th 2025 | Piper Sandler | Upgrade | Overweight | $220 |
| July 30th 2025 | Oppenheimer | Upgrade | Outperform | $238 |
| July 9th 2025 | Keefe Bruyette | Upgrade | Market Perform | $212 |
| July 8th 2025 | Raymond James | Upgrade | Outperform | $220 |
| July 3rd 2025 | Wolfe Research | Downgrade | Peer Perform | - |
| May 15th 2025 | TD Cowen | Initiation | Buy | $233 |
| March 31st 2025 | HSBC Securities | Upgrade | Buy | $202← $206 |
| August 15th 2024 | BofA Securities | Upgrade | Buy | $200← $185 |
| July 8th 2024 | UBS | Upgrade | Buy | $179← $165 |
| March 28th 2024 | HSBC Securities | Upgrade | Hold | $155← $141 |
| December 14th 2023 | Odeon | Upgrade | Buy | - |
| October 11th 2023 | BofA Securities | Upgrade | Neutral | - |
| September 7th 2023 | HSBC Securities | Initiation | Reduce | $110 |
| July 21st 2023 | Odeon | Downgrade | Hold | - |
| April 6th 2023 | Keefe Bruyette | Downgrade | Underperform | $125← $157 |
Earnings History & Surprises
PNCEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 13, 2026 | — | — | — | — |
Q1 2026 | Jan 16, 2026 | $4.23 | — | — | — |
Q4 2025 | Oct 15, 2025 | $4.05 | $4.35 | +7.4% | ✓ BEAT |
Q3 2025 | Jul 16, 2025 | $3.55 | $3.85 | +8.5% | ✓ BEAT |
Q2 2025 | Apr 15, 2025 | $3.38 | $3.51 | +3.8% | ✓ BEAT |
Q1 2025 | Jan 16, 2025 | $3.26 | $3.77 | +15.6% | ✓ BEAT |
Q4 2024 | Oct 15, 2024 | $3.30 | $3.75 | +13.6% | ✓ BEAT |
Q3 2024 | Jul 16, 2024 | $2.98 | $3.30 | +10.7% | ✓ BEAT |
Q2 2024 | Apr 16, 2024 | $3.01 | $3.36 | +11.6% | ✓ BEAT |
Q1 2024 | Jan 16, 2024 | $2.99 | $3.16 | +5.7% | ✓ BEAT |
Q4 2023 | Oct 13, 2023 | $3.11 | $3.60 | +15.8% | ✓ BEAT |
Q3 2023 | Jul 18, 2023 | $3.28 | $3.36 | +2.4% | ✓ BEAT |
Q2 2023 | Apr 14, 2023 | $3.67 | $3.98 | +8.4% | ✓ BEAT |
Q1 2023 | Jan 18, 2023 | $3.95 | $3.47 | -12.2% | ✗ MISS |
Q4 2022 | Oct 14, 2022 | $3.69 | $3.78 | +2.4% | ✓ BEAT |
Q3 2022 | Jul 15, 2022 | $3.12 | $3.39 | +8.7% | ✓ BEAT |
Q2 2022 | Apr 14, 2022 | $2.73 | $3.23 | +18.3% | ✓ BEAT |
Q1 2022 | Jan 18, 2022 | $3.16 | $2.86 | -9.5% | ✗ MISS |
Q4 2021 | Oct 15, 2021 | $3.20 | $3.30 | +3.1% | ✓ BEAT |
Q3 2021 | Jul 14, 2021 | $3.16 | $4.50 | +42.4% | ✓ BEAT |
Latest News
TD Cowen Maintains Buy on PNC Financial Services Gr, Raises Price Target to $250
📈 PositiveLive On CNBC, Josh Brown Hosts Segment Titled "Josh's Best Stocks In The Market: PNC Financial Services Group; Fifth Third Bancorp"
📈 PositiveBarclays Maintains Overweight on PNC Financial Services Gr, Raises Price Target to $271
📈 PositiveTruist Securities Maintains Hold on PNC Financial Services Gr, Raises Price Target to $229
➖ NeutralKeefe, Bruyette & Woods Maintains Market Perform on PNC Financial Services Gr, Raises Price Target to $228
📈 PositivePNC Receives Regulatory Approvals For Acquisition of FirstBank, Expects Deal To Close On Or About Jan. 5
📈 PositiveOffice Of The Comptroller Of The Currency Releases Preliminary Findings from Its Review of Large Banks' Debanking Activities
➖ NeutralPNC CEO Sees Increased Strategic Buyers Interest In M&A; Says Acquisition Finance Growing For Middle Market M&A; Says Headcount Will Continue To Reduce Over The Next Years; Says AI May Accelerate Headcount Reduction That Began With Automation
➖ NeutralCoinbase shares are trading higher after PNC partnered with the company to enable direct Bitcoin trading on PNC's digital banking platform.
📈 PositivePNC shares are trading higher after the bank partnered with Coinbase to enable direct Bitcoin trading on its digital banking platform.
📈 PositivePNC Bank Partners With Coinbase To Enable Direct Bitcoin Trading On Digital Banking Platform
📈 PositiveShares of banks and financial services stocks are trading higher after Fed Governor Waller called for a December rate cut.
📈 PositiveShares of banks and financial services stocks are trading higher after NY Fed President Williams indicated he sees room for a further policy adjustment in the near term. This has lifted overall market sentiment.
📈 PositiveOppenheimer Maintains Outperform on PNC Financial Services Gr, Lowers Price Target to $231
➖ Neutral'PNC Boosts Planned Branch Investments Yet Again to $2 Billion' -Bloomberg
📈 PositiveOppenheimer Reiterates Outperform on PNC Financial Services Gr, Raises Price Target to $240
📈 PositivePNC Financial Services Group shares are trading lower. The company reported Q3 financial results.
📉 NegativePNC Finl Servs Gr Q3 EPS $4.35 Beats $4.05 Estimate, Sales $5.915B Beat $5.825B Estimate
📈 PositivePiper Sandler Upgrades PNC Financial Services Gr to Overweight, Raises Price Target to $220
📈 PositiveUBS Maintains Buy on PNC Financial Services Gr, Raises Price Target to $229
📈 PositiveFrequently Asked Questions about PNC
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