ORI Stock - Old Republic International Corporation
Unlock GoAI Insights for ORI
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $8.23B | $7.26B | $8.08B | $9.34B | $7.17B |
| Gross Profit | $5.21B | $4.68B | $5.66B | $6.94B | $4.69B |
| Gross Margin | 63.3% | 64.5% | 70.0% | 74.3% | 65.5% |
| Operating Income | $1.07B | $747.30M | $857.10M | $1.92B | $688.10M |
| Net Income | $852.70M | $598.60M | $686.40M | $1.53B | $558.60M |
| Net Margin | 10.4% | 8.2% | 8.5% | 16.4% | 7.8% |
| EPS | $3.30 | $2.12 | $2.28 | $5.08 | $1.87 |
Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 22nd 2025 | Raymond James | Upgrade | Strong Buy | $47 |
| February 12th 2024 | Piper Sandler | Upgrade | Overweight | $32 |
| May 17th 2023 | Piper Sandler | Initiation | Neutral | $27 |
| April 29th 2022 | Raymond James | Downgrade | Outperform | $28← $30 |
Earnings History & Surprises
ORIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 22, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | $0.89 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.76 | $1.11 | +45.9% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.79 | $0.83 | +5.1% | ✓ BEAT |
Q2 2025 | Apr 24, 2025 | $0.74 | $0.81 | +9.5% | ✓ BEAT |
Q1 2025 | Jan 23, 2025 | $0.71 | $0.90 | +26.8% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $0.73 | $1.32 | +81.6% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.61 | $0.76 | +24.6% | ✓ BEAT |
Q2 2024 | Apr 25, 2024 | $0.66 | $0.67 | +1.5% | ✓ BEAT |
Q1 2024 | Jan 25, 2024 | $0.71 | $0.69 | -2.8% | ✗ MISS |
Q4 2023 | Oct 26, 2023 | $0.63 | $0.72 | +14.3% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $0.57 | $0.62 | +8.8% | ✓ BEAT |
Q2 2023 | Apr 27, 2023 | $0.53 | $0.61 | +15.1% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $0.49 | $0.80 | +63.3% | ✓ BEAT |
Q4 2022 | Oct 27, 2022 | $0.57 | $0.68 | +19.3% | ✓ BEAT |
Q3 2022 | Jul 28, 2022 | $0.60 | $0.69 | +15.0% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $0.70 | $0.63 | -10.0% | ✗ MISS |
Q1 2022 | Jan 27, 2022 | $0.71 | $0.88 | +23.9% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $0.60 | $0.79 | +31.7% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $0.50 | $0.73 | +46.0% | ✓ BEAT |
Latest News
Old Republic Declares $2.50 Special Dividend Payable January 14, 2026, Returning ~$620M To Shareholders
📈 PositivePiper Sandler Maintains Overweight on Old Republic Intl, Raises Price Target to $51
📈 PositiveOld Republic International Signs Agreement To Acquire Everett Cash Mutual Insurance; Financial Terms Not Disclosed
📈 PositiveOld Republic Intl Q3 Adj. EPS $0.78 Beats $0.77 Estimate, Sales $2.320B Beat $2.276B Estimate
📈 PositivePiper Sandler Maintains Overweight on Old Republic Intl, Raises Price Target to $47
📈 PositiveOld Republic International Forms New Underwriting Unit To Offer Environmental Insurance Products
📈 PositiveRaymond James Upgrades Old Republic Intl to Strong Buy, Raises Price Target to $47
📈 PositivePiper Sandler Maintains Overweight on Old Republic Intl, Raises Price Target to $45
📈 PositiveOld Republic Launches $750M Share Buyback After Wrapping Up Prior $1.1B Program
📈 PositiveFrequently Asked Questions about ORI
What is ORI's current stock price?
What is the analyst price target for ORI?
What sector is Old Republic International Corporation in?
What is ORI's market cap?
Does ORI pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to ORI for comparison