/OMF
OMF Stock - OneMain Holdings, Inc.
Financial Services|Financial - Credit ServicesNYSE
$66.37-0.33%
$0.22 (-0.33%) • Jan 13
68
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.78
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.68
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.0%upside
Target: $73.01
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ENTRY ZONE$65.71 – $67.03
TARGET (TP)$73.00
STOP LOSS$61.06
RISK/REWARD1:1.2
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.29
52W High$71.93
52W Low$38.00
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $5.72B | $5.30B | $5.09B | $4.97B | $4.93B |
| Gross Profit | $2.50B | $2.56B | $2.80B | $3.44B | $2.59B |
| Gross Margin | 43.6% | 48.3% | 54.9% | 69.2% | 52.4% |
| Operating Income | $667.00M | $840.00M | $1.16B | $1.74B | $977.00M |
| Net Income | $509.00M | $641.00M | $872.00M | $1.31B | $730.00M |
| Net Margin | 8.9% | 12.1% | 17.1% | 26.4% | 14.8% |
| EPS | $4.25 | $5.35 | $7.02 | $9.91 | $5.42 |
Company Overview
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
5
42%
Hold / Neutral
7
58%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
5 Bullish7 Neutral/Bearish
Price Targets
$92
Average Target
↑ 39.2% Upside
Now
$39
Low
$92
Average
$600
High
Based on 14 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| January 12th 2026 | JP Morgan | Downgrade | Underweight | $65 |
| December 8th 2025 | Truist | Initiation | Buy | $75 |
| October 7th 2025 | JP Morgan | Downgrade | Neutral | $57 |
| August 25th 2025 | Wells Fargo | Resumed | Equal Weight | $600 |
| April 8th 2025 | Northland Capital | Upgrade | Outperform | - |
| March 25th 2025 | Evercore ISI | Initiation | In-line | - |
| November 13th 2024 | Stephens | Initiation | Overweight | $62 |
| October 8th 2024 | Barclays | Downgrade | Equal Weight | $46← $52 |
| June 7th 2024 | BTIG Research | Initiation | Neutral | - |
| February 8th 2024 | Piper Sandler | Downgrade | Neutral | $49← $55 |
| January 17th 2024 | Northland Capital | Downgrade | Market Perform | $49← $46 |
| January 10th 2024 | Deutsche Bank | Initiation | Buy | $68 |
| November 15th 2023 | Barclays | Initiation | Overweight | $51 |
| November 1st 2023 | TD Cowen | Initiation | Outperform | $43 |
| June 15th 2023 | BofA Securities | Initiation | Buy | $49 |
Earnings History & Surprises
OMFBeat Rate
83%
Last 18 quarters
Avg Surprise
+5.1%
EPS vs Estimate
Beats / Misses
15/3
Last 12 quarters
Latest EPS
$1.90
Q4 2025
EPS Surprise History
Q1 24
+1.5%
$1.39vs$1.37
Q2 24
+4.3%
$1.45vs$1.39
Q3 24
+13.3%
$1.02vs$0.90
Q4 24
+10.5%
$1.26vs$1.14
Q1 25
+3.6%
$1.16vs$1.12
Q2 25
+9.6%
$1.72vs$1.57
Q3 25
+16.0%
$1.45vs$1.25
Q4 25
+18.0%
$1.90vs$1.61
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 30, 2026 | $1.59 | — | — | — |
Q4 2025 | Oct 31, 2025 | $1.61 | $1.90 | +18.0% | ✓ BEAT |
Q3 2025 | Jul 25, 2025 | $1.25 | $1.45 | +16.0% | ✓ BEAT |
Q2 2025 | Apr 29, 2025 | $1.57 | $1.72 | +9.6% | ✓ BEAT |
Q1 2025 | Jan 31, 2025 | $1.12 | $1.16 | +3.6% | ✓ BEAT |
Q4 2024 | Oct 30, 2024 | $1.14 | $1.26 | +10.5% | ✓ BEAT |
Q3 2024 | Jul 31, 2024 | $0.90 | $1.02 | +13.3% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $1.39 | $1.45 | +4.3% | ✓ BEAT |
Q1 2024 | Feb 7, 2024 | $1.37 | $1.39 | +1.5% | ✓ BEAT |
Q4 2023 | Oct 25, 2023 | $1.49 | $1.57 | +5.4% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $1.27 | $1.01 | -20.5% | ✗ MISS |
Q2 2023 | Apr 25, 2023 | $1.65 | $1.46 | -11.5% | ✗ MISS |
Q1 2023 | Feb 7, 2023 | $1.51 | $1.56 | +3.3% | ✓ BEAT |
Q4 2022 | Oct 26, 2022 | $1.35 | $1.51 | +11.9% | ✓ BEAT |
Q3 2022 | Jul 27, 2022 | $1.97 | $1.87 | -5.1% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $2.23 | $2.35 | +5.4% | ✓ BEAT |
Q1 2022 | Feb 2, 2022 | $2.35 | $2.38 | +1.3% | ✓ BEAT |
Q4 2021 | Oct 20, 2021 | $2.30 | $2.37 | +3.0% | ✓ BEAT |
Q3 2021 | Jul 21, 2021 | $2.19 | $2.66 | +21.5% | ✓ BEAT |
Latest News
OneMain shares are trading lower after JPMorgan downgraded the stock from Neutral to Underweight despite raising its price target.
📉 NegativeBenzinga•Jan 12, 2026, 01:50 PM
JP Morgan Downgrades OneMain Holdings to Underweight, Raises Price Target to $65
📉 NegativeBenzinga•Jan 12, 2026, 12:18 PM
TD Cowen Maintains Buy on OneMain Holdings, Raises Price Target to $80
📈 PositiveBenzinga•Jan 8, 2026, 05:59 PM
Barclays Maintains Equal-Weight on OneMain Holdings, Raises Price Target to $75
📈 PositiveBenzinga•Jan 6, 2026, 08:10 PM•Also:
Truist Securities Initiates Coverage On OneMain Holdings with Buy Rating, Announces Price Target of $75
📈 PositiveBenzinga•Dec 8, 2025, 03:26 PM
Citizens Maintains Market Outperform on OneMain Holdings, Lowers Price Target to $68
📈 PositiveBenzinga•Nov 24, 2025, 11:32 AM
JP Morgan Maintains Neutral on OneMain Holdings, Raises Price Target to $59
➖ NeutralBenzinga•Nov 3, 2025, 03:47 PM
RBC Capital Maintains Outperform on OneMain Holdings, Raises Price Target to $70
📈 PositiveBenzinga•Nov 3, 2025, 03:17 PM
Citizens Maintains Market Outperform on OneMain Holdings, Raises Price Target to $70
📈 PositiveBenzinga•Nov 3, 2025, 02:09 PM
OneMain Holdings shares are trading higher after the company reported better-than-expected Q3 adjusted EPS results.
📈 PositiveBenzinga•Oct 31, 2025, 04:51 PM
OneMain Holdings Q3 Adj. EPS $1.90 Beats $1.61 Estimate, Sales $1.072B Miss $1.150B Estimate
➖ NeutralBenzinga•Oct 31, 2025, 10:31 AM
JMP Securities Maintains Market Outperform on OneMain Holdings, Lowers Price Target to $63
➖ NeutralBenzinga•Oct 13, 2025, 02:08 PM
J.P. Morgan downgrades Synchrony, OneMain, Oportun, Sallie Mae, Essent ahead of Q3 results
📉 NegativeSeeking Alpha•Oct 7, 2025, 12:23 PM•Also: ,
JP Morgan Downgrades OneMain Holdings to Neutral, Lowers Price Target to $57
📉 NegativeBenzinga•Oct 7, 2025, 11:11 AM•Also:
Frequently Asked Questions about OMF
What is OMF's current stock price?
OneMain Holdings, Inc. (OMF) is currently trading at $66.37 per share. The stock has moved -0.33% today.
What is the analyst price target for OMF?
The average analyst price target for OMF is $73.00, based on 1 analyst.
What sector is OneMain Holdings, Inc. in?
OneMain Holdings, Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is OMF's market cap?
OneMain Holdings, Inc. has a market capitalization of $7.91 billion, making it a mid-cap company.
Does OMF pay dividends?
No, OneMain Holdings, Inc. does not currently pay a dividend to shareholders.
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