LX Stock - LexinFintech Holdings Ltd.
Unlock GoAI Insights for LX
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $14.20B | $13.06B | $9.87B | $11.38B | $11.65B |
| Gross Profit | $5.03B | $4.51B | $3.03B | $5.75B | $3.63B |
| Gross Margin | 35.4% | 34.6% | 30.8% | 50.5% | 31.2% |
| Operating Income | $2.29B | $1.88B | $334.45M | $3.07B | $1.43B |
| Net Income | $1.10B | $1.07B | $819.75M | $2.33B | $594.98M |
| Net Margin | 7.7% | 8.2% | 8.3% | 20.5% | 5.1% |
| EPS | $6.64 | $6.48 | $4.72 | $12.66 | $3.26 |
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 4th 2025 | UBS | Downgrade | Neutral | $3.5 |
| November 26th 2024 | Citigroup | Upgrade | Buy | - |
| November 24th 2023 | Citigroup | Downgrade | Neutral | - |
| March 16th 2023 | CLSA | Upgrade | Buy | $3.45 |
| March 14th 2023 | Citigroup | Upgrade | Buy | $3.6← $2.31 |
| February 1st 2023 | UBS | Upgrade | Buy | - |
| May 31st 2022 | Citigroup | Downgrade | Neutral | - |
Earnings History & Surprises
LXEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 19, 2026 | — | — | — | — |
Q1 2026 | Mar 16, 2026 | — | — | — | — |
Q4 2025 | Nov 24, 2025 | — | $0.41 | — | — |
Q3 2025 | Aug 7, 2025 | $0.20 | $0.40 | +100.4% | ✓ BEAT |
Q2 2025 | May 21, 2025 | — | $0.33 | — | — |
Q1 2025 | Mar 18, 2025 | — | $0.28 | — | — |
Q4 2024 | Nov 20, 2024 | — | $0.26 | — | — |
Q3 2024 | Aug 27, 2024 | — | $0.19 | — | — |
Q2 2024 | May 21, 2024 | — | $0.17 | — | — |
Q1 2024 | Mar 20, 2024 | — | $0.01 | — | — |
Q4 2023 | Nov 22, 2023 | — | $0.30 | — | — |
Q3 2023 | Aug 29, 2023 | — | $0.28 | — | — |
Q2 2023 | May 23, 2023 | — | $0.27 | — | — |
Q1 2023 | Mar 13, 2023 | $0.27 | $0.24 | -11.1% | ✗ MISS |
Q4 2022 | Nov 16, 2022 | $0.38 | $0.21 | -44.9% | ✗ MISS |
Q3 2022 | Aug 16, 2022 | $0.23 | $0.13 | -43.5% | ✗ MISS |
Q2 2022 | May 30, 2022 | $0.46 | $0.10 | -78.3% | ✗ MISS |
Q1 2022 | Mar 15, 2022 | $0.29 | $0.24 | -17.2% | ✗ MISS |
Q4 2021 | Nov 10, 2021 | $0.30 | $0.44 | +46.7% | ✓ BEAT |
Q3 2021 | Aug 25, 2021 | $0.43 | $0.59 | +37.2% | ✓ BEAT |
Latest News
UBS Downgrades LexinFintech Holdings to Neutral, Lowers Price Target to $3.5
📉 NegativeLexinFintech Holdings shares are trading higher after the company reported a year-over-year increase in Q4 adjusted EPS results.
📈 PositiveLexinFintech Holdings Q3 Adj. EPS $0.43 Up From $0.28 YoY, Sales $367.580M Down From $521.851M YoY
➖ NeutralFrequently Asked Questions about LX
What is LX's current stock price?
What is the analyst price target for LX?
What sector is LexinFintech Holdings Ltd. in?
What is LX's market cap?
Does LX pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to LX for comparison