/LDI
LDI Stock - loanDepot, Inc.
Financial Services|Financial - MortgagesNYSE
$2.67-4.64%
$0.13 (-4.64%) • Jan 13
41
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.86
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).28
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.0
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-10.9%upside
Target: $2.38
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ENTRY ZONE$2.64 – $2.70
TARGET (TP)$2.38
STOP LOSS$2.46
RISK/REWARD1:-1.4
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta3.15
52W High$5.05
52W Low$1.01
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.12B | $1.04B | $1.41B | $3.76B | $4.34B |
| Gross Profit | $787.45M | $731.09M | $1.00B | $3.45B | $4.14B |
| Gross Margin | 70.5% | 70.1% | 70.8% | 91.9% | 95.3% |
| Operating Income | $-242,849,000 | $-278,308,000 | $-689,977,000 | $666.52M | $2.02B |
| Net Income | $-98,331,000 | $-110,142,000 | $-273,020,000 | $113.52M | N/A |
| Net Margin | -8.8% | -10.6% | -19.3% | 3.0% | 0.0% |
| EPS | $-0.53 | $-0.63 | $-1.75 | $0.83 | $15.93 |
Company Overview
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
4
67%
Sell / Underperform
2
33%
Analyst Consensus🔴 Bearish
0 Bullish6 Neutral/Bearish
Price Targets
$3
Average Target
↓ 1.7% Downside
Now
$2
Low
$3
Average
$4
High
Based on 4 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| August 19th 2025 | BTIG Research | Initiation | Neutral | - |
| January 9th 2024 | Goldman | Downgrade | Sell | $3 |
| December 6th 2023 | UBS | Initiation | Neutral | $2 |
| March 9th 2023 | William Blair | Downgrade | Market Perform | - |
| January 9th 2023 | Credit Suisse | Downgrade | Neutral | - |
| May 11th 2022 | JMP Securities | Downgrade | Market Perform | - |
| May 11th 2022 | Citigroup | Downgrade | Sell | $2← $5 |
| May 11th 2022 | Piper Sandler | Downgrade | Neutral | $3.5← $6 |
Earnings History & Surprises
LDIBeat Rate
24%
Last 17 quarters
Avg Surprise
-195.1%
EPS vs Estimate
Beats / Misses
4/13
Last 12 quarters
Latest EPS
$-0.01
Q4 2025
EPS Surprise History
Q1 24
-166.7%
$-0.16vs$-0.06
Q2 24
-250.0%
$-0.21vs$-0.06
Q3 24
+37.5%
$-0.05vs$-0.08
Q4 24
+147.5%
$0.03vs$0.01
Q1 25
-1050.0%
$-0.23vs$-0.02
Q2 25
-85.7%
$-0.13vs$-0.07
Q3 25
-350.0%
$-0.09vs$-0.02
Q4 25
+75.0%
$-0.01vs$-0.04
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Mar 10, 2026 | $-0.04 | — | — | — |
Q4 2025 | Nov 6, 2025 | $-0.04 | $-0.01 | +75.0% | ✓ BEAT |
Q3 2025 | Aug 7, 2025 | $-0.02 | $-0.09 | -350.0% | ✗ MISS |
Q2 2025 | May 6, 2025 | $-0.07 | $-0.13 | -85.7% | ✗ MISS |
Q1 2025 | Mar 11, 2025 | $-0.02 | $-0.23 | -1050.0% | ✗ MISS |
Q4 2024 | Nov 5, 2024 | $0.01 | $0.03 | +147.5% | ✓ BEAT |
Q3 2024 | Aug 6, 2024 | $-0.08 | $-0.05 | +37.5% | ✓ BEAT |
Q2 2024 | May 7, 2024 | $-0.06 | $-0.21 | -250.0% | ✗ MISS |
Q1 2024 | Mar 12, 2024 | $-0.06 | $-0.16 | -166.7% | ✗ MISS |
Q4 2023 | Nov 7, 2023 | $-0.08 | $-0.15 | -87.5% | ✗ MISS |
Q3 2023 | Aug 8, 2023 | $-0.14 | $-0.19 | -35.7% | ✗ MISS |
Q2 2023 | May 9, 2023 | $-0.24 | $-0.25 | -4.2% | ✗ MISS |
Q1 2023 | Mar 8, 2023 | $-0.26 | $-0.46 | -76.9% | ✗ MISS |
Q4 2022 | Nov 8, 2022 | $-0.26 | $-0.37 | -42.3% | ✗ MISS |
Q3 2022 | Aug 9, 2022 | $-0.25 | $-1.10 | -340.0% | ✗ MISS |
Q2 2022 | May 10, 2022 | $-0.02 | $-0.26 | -1047.4% | ✗ MISS |
Q1 2022 | Mar 18, 2022 | — | $0.06 | — | — |
Q4 2021 | Nov 1, 2021 | $0.39 | $0.46 | +17.9% | ✓ BEAT |
Q3 2021 | Aug 3, 2021 | $0.44 | $0.18 | -59.1% | ✗ MISS |
Latest News
loanDepot GAAP EPS of -$0.02 beats by $0.01, revenue of $323M beats by $10.06M
📈 PositiveSeeking Alpha•Nov 6, 2025, 10:41 PM
loanDepot Q3 Adj. EPS $(0.01), Inline, Sales $323.324M Beat $312.940M Estimate
📈 PositiveBenzinga•Nov 6, 2025, 09:20 PM
Goldman Sachs Maintains Sell on loanDepot, Raises Price Target to $3
➖ NeutralBenzinga•Oct 29, 2025, 06:10 PM
UBS Maintains Neutral on loanDepot, Raises Price Target to $3
➖ NeutralBenzinga•Oct 10, 2025, 03:11 PM
BTIG Reiterates Neutral on loanDepotto Neutral
➖ NeutralBenzinga•Sep 10, 2025, 04:43 PM
Citron Research Issues Report On loanDepot; Posts On X "$LDI Simple premise, real profits. $LDI is armed for the housing war — with servicing book support to $5.50 and an unpriced refi boom that could send this name marching higher.
📈 PositiveBenzinga•Sep 8, 2025, 01:16 PM
loanDepot shares are trading higher following bullish comments form Citron Research.
📈 PositiveBenzinga•Sep 5, 2025, 02:16 PM
Citron Research Posts On X "$LDI — Trump will win the "war on housing." LoanDepot is the top lender set to benefit — and the market is asleep.
📈 PositiveBenzinga•Sep 5, 2025, 01:46 PM
Shares of homebuying and mortgage-related stocks are trading higher after Fed Chair Powell said restrictive policy and shifting risks may warrant adjusting the Fed's stance. A potential rate cut could support housing demand.
📈 PositiveBenzinga•Aug 22, 2025, 05:49 PM•Also: , ,
UBS Maintains Neutral on loanDepot, Raises Price Target to $1.9
➖ NeutralBenzinga•Aug 20, 2025, 06:25 PM•Also:
BTIG Initiates Coverage On loanDepot with Neutral Rating
➖ NeutralBenzinga•Aug 19, 2025, 02:14 PM
loanDepot Raises $150M in Secured Notes Backed by Ginnie Mae Mortgage Assets
➖ NeutralBenzinga•Aug 19, 2025, 10:05 AM
loanDepot GAAP EPS of -$0.11 misses by $0.03, revenue of $273.62M misses by $1.34M
📉 NegativeSeeking Alpha•May 6, 2025, 09:24 PM
Frequently Asked Questions about LDI
What is LDI's current stock price?
loanDepot, Inc. (LDI) is currently trading at $2.67 per share. The stock has moved -4.64% today.
What is the analyst price target for LDI?
The average analyst price target for LDI is $2.38, based on 1 analyst.
What sector is loanDepot, Inc. in?
loanDepot, Inc. operates in the Financial Services sector, specifically within the Financial - Mortgages industry. The company is traded on the NYSE exchange.
What is LDI's market cap?
loanDepot, Inc. has a market capitalization of $0.92 billion, making it a small-cap company.
Does LDI pay dividends?
No, loanDepot, Inc. does not currently pay a dividend to shareholders.
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