GOVB Stock - Gouverneur Bancorp, Inc.
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Financial Statements
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $9.72M | $9.35M | $8.23M | $7.35M | $6.53M |
| Gross Profit | N/A | $7.86M | $7.54M | $7.02M | $6.15M |
| Gross Margin | 0.0% | 84.1% | 91.6% | 95.5% | 94.1% |
| Operating Income | $793,000 | $476,000 | $233,000 | $1.92M | $1.17M |
| Net Income | $733,000 | $539,000 | $317,000 | $1.53M | $1.26M |
| Net Margin | 7.5% | 5.8% | 3.9% | 20.8% | 19.2% |
| EPS | $0.72 | $0.51 | $0.30 | $1.44 | $1.14 |
Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. The company accepts passbook savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. Its loan products include personal, home improvement, automobile and motorcycle, camper and boat, recreational vehicles, passbook, and mortgage loans; and construction, commercial real estate, commercial installment, short-term working capital, and equipment loans, as well as home equity line of credit, and commercial lines of credit and letters of credit. The company also invests in general obligation municipal bonds and debt securities issued by the United States government and its agencies; and mortgage-backed securities issued or guaranteed by government-sponsored enterprises. In addition, it offers online, mobile, bill pay, and telephone banking; electronic or paper statements; and ATM, debit cards, direct deposits, mobile remote deposit capture, automatic payments and transfers, bank checks, wire transfers, and safe deposit box services. The company serves primarily the St. Lawrence County, and Jefferson and Lewis counties in New York State through two full-service branch offices. Gouverneur Bancorp, Inc. was founded in 1892 and is headquartered in Gouverneur, New York.
Visit WebsiteEarnings History & Surprises
GOVBEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 21, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | — | — | — | — |
Q4 2025 | Oct 30, 2025 | — | $0.24 | — | — |
Q3 2025 | Jul 21, 2025 | — | $0.22 | — | — |
Q2 2025 | Apr 23, 2025 | — | $0.11 | — | — |
Q1 2025 | Jan 24, 2025 | — | $0.15 | — | — |
Q4 2024 | Nov 15, 2024 | — | $0.15 | — | — |
Q3 2024 | Aug 9, 2024 | — | $0.17 | — | — |
Q2 2024 | May 10, 2024 | — | $0.10 | — | — |
Q1 2024 | Feb 12, 2024 | — | $0.11 | — | — |
Q4 2023 | Dec 26, 2023 | — | $0.05 | — | — |
Q3 2023 | Aug 2, 2023 | — | $0.10 | — | — |
Q2 2023 | May 5, 2023 | — | $-0.04 | — | — |
Q1 2023 | Jan 23, 2023 | — | $-0.05 | — | — |
Q4 2022 | Dec 30, 2022 | — | $0.38 | — | — |
Q3 2022 | Jul 22, 2022 | — | $0.32 | — | — |
Q2 2022 | Apr 27, 2022 | — | $0.53 | — | — |
Q1 2022 | Jan 27, 2022 | — | $0.19 | — | — |
Q4 2021 | Dec 9, 2021 | — | $0.03 | — | — |
Q3 2021 | Jul 30, 2021 | — | $0.09 | — | — |
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