FCCO Stock - First Community Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $98.53M | $78.33M | $58.37M | $57.25M | $53.77M |
| Gross Profit | $60.34M | $53.40M | $55.34M | $54.68M | $46.36M |
| Gross Margin | 61.2% | 68.2% | 94.8% | 95.5% | 86.2% |
| Operating Income | $17.77M | $15.04M | $18.41M | $19.65M | $12.60M |
| Net Income | $13.96M | $11.84M | $14.61M | $15.46M | $10.10M |
| Net Margin | 14.2% | 15.1% | 25.0% | 27.0% | 18.8% |
| EPS | $1.83 | $1.56 | $1.94 | $2.06 | $1.36 |
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. It operates 21 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County and Columbia County, Georgia. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| April 24th 2025 | Hovde Group | Reiterated | Outperform | $29← $28 |
| February 4th 2025 | Janney | Upgrade | Buy | $30 |
| January 23rd 2025 | Hovde Group | Reiterated | Outperform | $29← $28 |
| January 23rd 2025 | Raymond James | Upgrade | Strong Buy | $30← $27 |
| January 25th 2024 | Raymond James | Upgrade | Outperform | $21 |
| July 6th 2023 | Raymond James | Resumed | Market Perform | - |
Earnings History & Surprises
FCCOEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 21, 2026 | — | — | — | — |
Q1 2026 | Jan 28, 2026 | $0.70 | — | — | — |
Q4 2025 | Oct 22, 2025 | $0.67 | $0.72 | +7.5% | ✓ BEAT |
Q3 2025 | Jul 23, 2025 | $0.58 | $0.67 | +15.5% | ✓ BEAT |
Q2 2025 | Apr 23, 2025 | $0.47 | $0.51 | +8.5% | ✓ BEAT |
Q1 2025 | Mar 14, 2025 | — | $0.55 | — | — |
Q4 2024 | Oct 16, 2024 | $0.44 | $0.50 | +13.6% | ✓ BEAT |
Q3 2024 | Jul 17, 2024 | $0.36 | $0.42 | +16.7% | ✓ BEAT |
Q2 2024 | Apr 17, 2024 | $0.34 | $0.34 | 0.0% | = MET |
Q1 2024 | Jan 24, 2024 | $0.37 | $0.43 | +16.2% | ✓ BEAT |
Q4 2023 | Oct 18, 2023 | $0.38 | $0.23 | -39.5% | ✗ MISS |
Q3 2023 | Jul 19, 2023 | $0.39 | $0.43 | +10.3% | ✓ BEAT |
Q2 2023 | Apr 19, 2023 | $0.49 | $0.45 | -8.2% | ✗ MISS |
Q1 2023 | Mar 22, 2023 | — | $0.53 | — | — |
Q4 2022 | Oct 19, 2022 | $0.46 | $0.52 | +13.0% | ✓ BEAT |
Q3 2022 | Jul 20, 2022 | $0.44 | $0.41 | -6.8% | ✗ MISS |
Q2 2022 | Apr 20, 2022 | $0.43 | $0.46 | +7.0% | ✓ BEAT |
Q1 2022 | Mar 16, 2022 | — | $0.52 | — | — |
Q4 2021 | Oct 20, 2021 | $0.48 | $0.63 | +31.3% | ✓ BEAT |
Q3 2021 | Jul 21, 2021 | $0.46 | $0.47 | +2.2% | ✓ BEAT |
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