CHMG Stock - Chemung Financial Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $149.61M | $136.58M | $101.91M | $91.84M | $86.86M |
| Gross Profit | $96.15M | $94.70M | $95.17M | $88.41M | $78.63M |
| Gross Margin | 64.3% | 69.3% | 93.4% | 96.3% | 90.5% |
| Operating Income | $30.09M | $31.50M | $36.89M | $33.76M | $23.87M |
| Net Income | $23.67M | $25.00M | $28.78M | $26.43M | $19.26M |
| Net Margin | 15.8% | 18.3% | 28.2% | 28.8% | 22.2% |
| EPS | $4.96 | $5.28 | $6.13 | $5.64 | $4.01 |
Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 20th 2024 | Piper Sandler | Resumed | Neutral | $57 |
Earnings History & Surprises
CHMGEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 16, 2026 | — | — | — | — |
Q1 2026 | Jan 27, 2026 | $1.60 | — | — | — |
Q4 2025 | Oct 21, 2025 | $1.68 | $1.62 | -3.6% | ✗ MISS |
Q3 2025 | Jul 17, 2025 | $1.31 | $1.31 | 0.0% | = MET |
Q2 2025 | Apr 18, 2025 | $1.22 | $1.26 | +3.3% | ✓ BEAT |
Q1 2025 | Jan 28, 2025 | $1.23 | $1.24 | +0.8% | ✓ BEAT |
Q4 2024 | Oct 22, 2024 | $1.13 | $1.19 | +5.3% | ✓ BEAT |
Q3 2024 | Jul 18, 2024 | $1.12 | $1.05 | -6.3% | ✗ MISS |
Q2 2024 | Apr 18, 2024 | $1.04 | $1.48 | +42.3% | ✓ BEAT |
Q1 2024 | Mar 13, 2024 | — | $0.80 | — | — |
Q4 2023 | Oct 24, 2023 | $1.18 | $1.21 | +2.5% | ✓ BEAT |
Q3 2023 | Jul 20, 2023 | $1.21 | $1.33 | +9.9% | ✓ BEAT |
Q2 2023 | Apr 20, 2023 | $1.37 | $1.54 | +12.4% | ✓ BEAT |
Q1 2023 | Mar 22, 2023 | — | $1.58 | — | — |
Q4 2022 | Oct 20, 2022 | $1.35 | $1.37 | +1.5% | ✓ BEAT |
Q3 2022 | Jul 21, 2022 | $1.19 | $1.71 | +43.7% | ✓ BEAT |
Q2 2022 | Apr 21, 2022 | $1.23 | $1.46 | +18.7% | ✓ BEAT |
Q1 2022 | Mar 23, 2022 | — | $1.38 | — | — |
Q4 2021 | Oct 21, 2021 | $1.20 | $1.42 | +18.3% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $1.07 | $1.45 | +35.5% | ✓ BEAT |
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